Welcome to WalletWalk’s guide to the best shopping credit cards in India for 2023. These cards turn your shopping sprees into rewarding experiences, offering cashbacks, points, and exclusive shopping benefits. Whether you’re an avid online shopper or prefer hitting the stores, our guide will help you find the perfect card that rewards your shopping habits. Start your WalletWalk journey today and let us help you make every purchase more rewarding.
HDFC MoneyBack Credit Card
Reward Rate: Earn 2 reward points for every ₹150 spent. 2X reward points on online spending.
Features: Redeem points for cashback against the outstanding amount on your card.
Fee: The annual fee for this card is ₹500.
Benefits: Fuel surcharge waiver across all fuel stations in India.
SBI SimplyCLICK Credit Card
Reward Rate: Earn 10X reward points on online spends with exclusive partners and 5X rewards on all other online spends.
Features: Amazon.in gift card worth ₹500 on joining.
Fee: The annual fee for this card is ₹499.
Benefits: Fuel surcharge waiver across all petrol pumps in India.
American Express SmartEarn Credit Card
Reward Rate: Earn 10X membership points on spends at Flipkart and Uber, and 5X points on Amazon, Swiggy, BookMyShow, and more.
Features: 500 bonus membership points on spending ₹10,000 in the first 90 days.
Fee: The annual fee for this card is ₹495.
Benefits: Enjoy 15% off on dining at selected restaurants.
ICICI Amazon Pay Credit Card
Reward Rate: Earn up to 5% cashback on Amazon for Amazon Prime members and 3% for others.
Features: 2% cashback on 100+ Amazon Pay partner merchants.
Fee: No annual fee.
Benefits: 1% fuel surcharge waiver.
Citibank Rewards Credit Card
Reward Rate: Earn 10 reward points for every ₹125 spent at apparel and department stores.
Features: 2,500 points credited on card issuance.
Fee: The annual fee for this card is ₹1,000.
Benefits: Up to 20% off at select restaurants.
Axis Bank Buzz Credit Card
Reward Rate: Earn up to 6 reward points for every ₹200 spent online.
Features: Enjoy Flipkart vouchers of up to ₹1,000 on meeting certain spending milestones.
Fee: The annual fee for this card is ₹750.
Benefits: 10% instant discount on Flipkart every month.
Standard Chartered DigiSmart Credit Card
Reward Rate: This card offers various discounts and cashback rather than reward points.
Features: 20% off on Myntra, Grofers, Zomato, and more.
Fee: The monthly fee for this card is ₹49.
Benefits: Up to 25% off on INOX movie tickets.
HDFC Regalia First Credit Card
Reward Rate: Earn 4 reward points for every ₹150 spent.
Features: Complimentary airport lounge access.
Fee: The annual fee for this card is ₹1,000.
Benefits: Points can be redeemed for air tickets/hotel bookings at HDFC’s dedicated website.
Kotak Delight Platinum Credit Card
Reward Rate: Earn 10% cashback on dining and movies.
Features: Fuel surcharge waiver across all petrol pumps in India.
Fee: The annual fee for this card is ₹299.
Benefits: Up to ₹600 savings on movie ticket bookings.
IndusInd Pinnacle Credit Card
Reward Rate: Earn 2.5 reward points for every ₹100 spent online.
Features: Enjoy complimentary Priority Pass membership.
Fee: Joining fee of ₹15,000.
Benefits: Up to 1% fuel surcharge waiver at all petrol pumps in India.
A shopping credit card can be highly beneficial, provided the reward system matches your shopping habits. Look for a card that caters to your favorite shopping platforms to maximize your benefits.
Disclaimer: The information provided in this article is accurate as of July 2023. For the most accurate and current information, please visit the official websites of the respective banks.