Choosing the right credit card is pivotal for managing your finances efficiently. The best SBI Bank Credit Cards offer a plethora of benefits to cater to diverse financial needs and lifestyles. Here’s a comprehensive overview of various SBI Bank Credit Cards, along with their benefits, fees, reward rate, and key features.

SBI SimplySave Credit Card

Ideal for those who want to earn rewards on their everyday spends.

  • Annual Fee: ₹499
  • Reward Rate: 1 reward point per ₹100 spent; 10X rewards on dining, movies, department stores, and grocery spends.
  • Key Features: Fuel surcharge waiver, worldwide acceptance, and a simple rewards redemption process.

SBI SimplyClick Credit Card

Perfect for frequent online shoppers seeking rewards and discounts.

  • Annual Fee: ₹499
  • Reward Rate: 1 reward point per ₹100 spent; 10X rewards on online spends with exclusive partners.
  • Key Features: Amazon gift card on joining, fuel surcharge waiver, and milestone rewards.

SBI Elite Credit Card

A premium card providing luxurious benefits and substantial rewards.

  • Annual Fee: ₹4,999
  • Reward Rate: 2 reward points per ₹100 spent; 5X rewards on dining, department store and grocery spends.
  • Key Features: Welcome e-gift voucher, complimentary movie tickets, and access to airport lounges.

SBI Card Prime

Offering lucrative rewards and benefits for high spenders.

  • Annual Fee: ₹2,999
  • Reward Rate: 20 reward points per ₹100 spent on utility bill payments, and 15 reward points per ₹100 spent on BigBasket, Reliance Fresh, Reliance Smart, Reliance Footprint, Sahakari Bhandar, and Reliance Market.
  • Key Features: Welcome e-gift voucher, complimentary Club Vistara Silver membership, and Trident Privilege Red Tier Membership.

SBI Fbb StyleUp Card

For those who love shopping at Fbb and Big Bazaar.

  • Annual Fee: ₹499
  • Reward Rate: 10X reward points on all Big Bazaar, Standalone Fbb and Food Bazaar spends, and on all your Dining expenditures.
  • Key Features: Flat 10% discount on Fbb and Big Bazaar, fuel surcharge waiver, and welcome gift of ₹500 worth Fbb apparel gift voucher.

SBI IRCTC Credit Card

Specially designed for frequent travellers, offering benefits on railway ticket bookings.

  • Annual Fee: ₹500
  • Reward Rate: 1 reward point per ₹125 spent; 1% transaction charge waiver on railway ticket booking on IRCTC.
  • Key Features: 350 activation bonus reward points, up to 10% value back as reward points on railway tickets.

SBI BPCL Credit Card

Ideal for individuals who spend a significant amount on fuel.

  • Annual Fee: ₹499
  • Reward Rate: 5X reward points per ₹100 spent on groceries, departmental stores, movies and dining; 13X reward points on fuel purchases at BPCL petrol pumps.
  • Key Features: 4.25% value back on fuel purchases, fuel surcharge waiver at BPCL petrol pumps, and 1% fuel surcharge waiver across all petrol pumps.

SBI Yatra Credit Card

A great fit for frequent flyers, offering travel benefits.

  • Annual Fee: ₹499
  • Reward Rate: 1 reward point per ₹100 spent; 6X rewards on spends at, department stores and grocery.
  • Key Features: vouchers as joining gifts, 20% discount on domestic hotel bookings.

SBI Air India Signature Credit Card

Ideal for frequent flyers and Air India loyalists.

  • Annual Fee: ₹4,999
  • Reward Rate: Up to 30 reward points for every ₹100 spent on Air India tickets for self.
  • Key Features: 4 points for every ₹100 spent, up to 1,00,000 bonus reward points annually, and complimentary membership to the Air India Frequent Flyer program.

SBI Club Vistara Signature Credit Card

Tailored for frequent flyers, offering exclusive travel privileges.

  • Annual Fee: ₹2,999
  • Reward Rate: 4 Club Vistara (CV) points for every ₹200 spent; 8 CV points on Vistara spends.
  • Key Features: Complimentary Club Vistara Silver Membership, one premium economy class complimentary ticket as a welcome gift.

SBI Tata Platinum Credit Card

Ideal for Tata loyalists seeking significant rewards on Tata purchases.

  • Annual Fee: ₹2,999
  • Reward Rate: Up to 3 reward points per ₹100 spent; Up to 5% value back on Tata spends.
  • Key Features: Empower points on all spends, fuel surcharge waiver, value back on Tata purchases.

SBI Etihad Guest Credit Card

Perfect for Etihad Airways frequent flyers.

  • Annual Fee: ₹1,499
  • Reward Rate: 3 Etihad Guest Miles per ₹100 spent on international transactions; 2 Etihad Guest Miles per ₹100 spent on
  • Key Features: Welcome bonus of 2,500 Etihad Guest Miles, up to 10% discount on Etihad Airways flights.

SBI Ola Money Credit Card

Tailored for Ola users seeking cashback on Ola rides.

  • Annual Fee: Nil
  • Reward Rate: 7% cashback on Ola rides; 5% cashback on domestic hotel bookings and flight bookings.
  • Key Features: 1% cashback on all other spends, fuel surcharge waiver, no-cost EMI on spends above ₹10,000.

As you can see, each SBI Bank Credit Card offers unique benefits, making them suitable for different needs and lifestyles. We hope this guide helps you choose the most suitable card for you.