In this in-depth guide, we explore the best RBL Bank Credit Cards, their unique features, benefits, fees, and reward rates. Catering to various lifestyle needs and spending habits, RBL Bank offers an extensive range of credit cards. Here, we answer your most commonly asked questions about RBL Bank Credit Cards to help you make the right choice.

RBL Bank Platinum Maxima Credit Card

A premium card designed to offer a multitude of benefits.

  • Annual Fee: ₹2,000
  • Reward Rate: 2 reward points per ₹100 spent; 10 reward points on dining, entertainment, utility bill payments, fuel and international purchases.
  • Key Features: Complimentary movie tickets, access to airport lounges, and fuel surcharge waiver.
RBL Bank Movies and More Credit Card

A perfect card for movie buffs and entertainment seekers.

  • Annual Fee: ₹1,000
  • Reward Rate: 1 reward point per ₹100 spent; 10 reward points on movie tickets and dining.
  • Key Features: Complimentary movie tickets every month and fuel surcharge waiver.
RBL Bank Popcorn Credit Card

A card designed to cater to the lifestyle needs of the modern consumer.

  • Annual Fee: ₹1,000
  • Reward Rate: 1 reward point per ₹100 spent; 20 reward points on movie tickets.
  • Key Features: Complimentary movie tickets and fuel surcharge waiver.
RBL Bank IGU NHS Golf World Credit Card

A card for golf enthusiasts offering exclusive golf privileges.

  • Annual Fee: ₹3,000
  • Reward Rate: 2 reward points per ₹100 spent; 10 reward points on international purchases.
  • Key Features: Complimentary golf games, access to golf lessons, and fuel surcharge waiver.
RBL Bank Classic Shopper Credit Card

A card designed for regular shoppers, providing excellent reward benefits.

  • Annual Fee: ₹500
  • Reward Rate: 1 reward point per ₹100 spent; 10 reward points on international purchases.
  • Key Features: Fuel surcharge waiver and access to airport lounges.
RBL Bank Fun+ Credit Card

Designed with exclusive entertainment benefits in mind.

  • Annual Fee: ₹1,000
  • Reward Rate: 1 reward point per ₹100 spent; 20 reward points on spends at Pizza Hut, KFC and BookMyShow.
  • Key Features: Complimentary movie tickets, dining discounts and fuel surcharge waiver.
RBL Bank Titanium Delight Credit Card

This card provides a range of delightful rewards and features.

  • Annual Fee: ₹750
  • Reward Rate: 1 reward point per ₹100 spent; 2x reward points on groceries, dining, and online purchases.
  • Key Features: Fuel surcharge waiver, complimentary movie tickets, and a birthday bonus.
RBL Bank MoneyTap Black Credit Card

An innovative card offering flexible credit options and benefits.

  • Annual Fee: Based on your MoneyTap approved limit
  • Reward Rate: 1 reward point per ₹100 spent on all purchases.
  • Key Features: Easy access to funds, fuel surcharge waiver, and access to domestic airport lounges.
RBL Bank Practo Plus Credit Card

A unique card that offers health and wellness benefits.

  • Annual Fee: ₹2,000
  • Reward Rate: 1 reward point per ₹100 spent; 3x reward points on all healthcare spends.
  • Key Features: Discounts on Practo services, health check-ups, free online consultations, and access to domestic airport lounges.
RBL Bank World Safari Credit Card

This card offers an array of travel benefits and features.

  • Annual Fee: ₹3,000
  • Reward Rate: 2 reward points per ₹100 spent; 20 reward points on all international spends and 10 reward points on dining & groceries.
  • Key Features: Welcome gift of a travel voucher, discounts on travel bookings, access to airport lounges and fuel surcharge waiver.
RBL Bank Platinum Delight Credit Card

Designed with multiple rewards and features.

  • Annual Fee: ₹1,000
  • Reward Rate: 2 reward points per ₹100 spent on all purchases, double rewards on weekends.
  • Key Features: Complimentary movie tickets, fuel surcharge waiver, and welcome gift.
RBL Bank SuperCard

A credit card with the power of 4 cards in 1.

  • Annual Fee: Ranges from ₹499 to ₹4,999 based on the variant.
  • Reward Rate: Varies based on the variant of SuperCard chosen.
  • Key Features: Emergency loan facility, cash withdrawal from ATMs, fuel surcharge waiver, and rewards on all spends.
RBL Bank ETMONEY LoanPass Credit Card

An innovative card offering flexible credit options and benefits.

  • Annual Fee: Based on your ETMONEY LoanPass approved limit
  • Reward Rate: 1 reward point per ₹100 spent on all purchases.
  • Key Features: Easy access to funds, fuel surcharge waiver, and option to convert purchases into EMIs.
RBL Bank MoCash Credit Card

A credit card designed to offer quick and easy cash.

  • Annual Fee: ₹750
  • Reward Rate: 1 reward point per ₹100 spent on all purchases.
  • Key Features: Access to instant cash, fuel surcharge waiver, and rewards on all spends.
RBL Bank Millennia Credit Card

This card offers a range of rewards tailored to the new-age consumer.

  • Annual Fee: ₹1,000
  • Reward Rate: 5% cashback on online spends, 2.5% cashback on all other spends.
  • Key Features: Fuel surcharge waiver, milestone bonus, and complimentary lounge access.

Remember to visit the official RBL Bank website to gather the most accurate and up-to-date information as the above details are subject to change based on updates to the bank’s policies.

FAQs for RBL Bank Credit Cards

Which is the best RBL Bank credit card for frequent travelers?

RBL Bank World Safari Credit Card is a great option for frequent travelers as it has various travel benefits and reward points on flight bookings.

Can I apply for an RBL Bank credit card if I have a low credit score?

Yes, you can apply for an RBL Bank credit card even if you have a low credit score. However, the approval will depend on other eligibility criteria and your credit history.

How can I redeem my RBL Bank credit card reward points?

You can redeem your RBL Bank credit card reward points for various products, services, vouchers, and cashback. Log in to your RBL Bank credit card account online to check the options and redeem your points.

What are the annual fees of an RBL Bank credit card?

The annual fees of an RBL Bank credit card depend on the type of card and the offer at the time of application. Some cards may have zero annual fees for the first year, while others may have a fixed or variable annual fees.

Is there a contactless payment option available with RBL Bank credit cards?

Yes, RBL Bank credit cards come with a contactless payment option that allows you to make payments quickly and securely by tapping your card on the POS terminal.

What is the interest-free period offered by RBL Bank credit cards?

The interest-free period offered by RBL Bank credit cards ranges from 20 to 50 days, depending on the card and the billing cycle. Pay your bills in full and within the due date to avoid interest charges.

Can I add an add-on cardholder to my RBL Bank credit card account?

Yes, you can add an add-on cardholder to your RBL Bank credit card account. However, the eligibility and the fees may vary for each card type.

What is the maximum cash limit available for RBL Bank credit cards?

The maximum cash limit available for RBL Bank credit cards is usually a percentage of the credit limit. However, some cards may have specific cash limits depending on the card type.

How can I track my RBL Bank credit card application status?

You can track your RBL Bank credit card application status online by providing your application reference number, mobile number, or date of birth on the bank’s website.

What is the minimum payment due on an RBL Bank credit card?

The minimum payment due on an RBL Bank credit card is usually 5% of the outstanding balance or a fixed amount, whichever is higher. However, paying only the minimum amount may attract high-interest charges.

Can I convert my RBL Bank credit card purchases into EMIs?

Yes, you can convert your RBL Bank credit card purchases into EMIs by contacting the customer care or through RBL Bank’s website. However, the terms and conditions and the interest rates may vary.

How can I report a lost or stolen RBL Bank credit card?

You can report a lost or stolen RBL Bank credit card by calling the bank’s customer care number immediately or by blocking the card through RBL Bank’s website or mobile app.

What is the late payment fee for RBL Bank credit cards?

The late payment fee for RBL Bank credit cards is usually a percentage of the outstanding amount or a fixed amount, whichever is higher. The fees may vary for each card type.

Is there a balance transfer option available with RBL Bank credit cards?

Yes, RBL Bank credit cards come with a balance transfer option that allows you to transfer outstanding balances from other credit cards or loans to your RBL Bank credit card at lower interest rates.

What are the security features available with RBL Bank credit cards?

RBL Bank credit cards come with various security features such as EMV chip, PIN-based transactions, contactless payments, and SMS alerts for transactions. Keep your card safe and do not share your card details with anyone to avoid fraud or theft.