Welcome to WalletWalk.in, your comprehensive guide to credit cards. Today, we will be exploring some of the best credit cards offered by Kotak Mahindra Bank. Kotak Mahindra Bank, one of the leading private sector banks in India, offers a wide range of credit cards designed to cater to different spending habits and needs.
Kotak Mahindra Bank Royale Signature Credit Card
A premium card offering privileges and luxury benefits.
- Annual Fee: ₹999
- Reward Rate: Up to 4X reward points on every ₹150 spent.
- Key Features: Complimentary lounge access, fuel surcharge waiver, and milestone benefits.
Kotak Mahindra Bank Urbane Gold Credit Card
A rewards-focused card for the urban shopper.
- Annual Fee: ₹199
- Reward Rate: 3 reward points on every ₹100 spent.
- Key Features: Fuel and railway surcharge waiver, add-on card facility.
Kotak Mahindra Bank Delight Platinum Credit Card
Perfect for dining and entertainment lovers.
- Annual Fee: ₹1,999
- Reward Rate: 10% cashback on dining and movies.
- Key Features: Fuel surcharge waiver, milestone benefits.
Kotak Mahindra Bank PVR Platinum Credit Card
A movie lover’s delight with free PVR tickets every month.
- Annual Fee: ₹999
- Reward Rate: 2 free PVR movie tickets every month on spends of ₹10,000.
- Key Features: Fuel surcharge waiver, add-on card facility.
Kotak Mahindra Bank Essentia Platinum Credit Card
Ideal for frequent grocery shoppers.
- Annual Fee: ₹749
- Reward Rate: 10% savings on departmental and grocery store spends.
- Key Features: Fuel surcharge waiver, milestone benefits.
Kotak Mahindra Bank League Platinum Credit Card
A card that offers a range of rewards.
- Annual Fee: ₹499
- Reward Rate: Up to 8X reward points on every ₹200 spent.
- Key Features: Fuel surcharge waiver, milestone benefits, railway surcharge waiver.
Kotak Mahindra Bank Wealth Management Infinite Credit Card
An exclusive card for Kotak Wealth customers.
- Annual Fee: Nil
- Reward Rate: 2X reward points on every ₹150 spent.
- Key Features: Complimentary lounge access, fuel surcharge waiver, golf privileges.
Kotak Mahindra Bank Solaris Platinum Credit Card
An exclusive card offering rewards on online spends.
- Annual Fee: ₹500
- Reward Rate: 5X reward points on every ₹150 spent online.
- Key Features: Fuel surcharge waiver, milestone benefits, exclusive online offers.
Kotak Mahindra Bank Silk Inspire Platinum Credit Card
A card designed specifically for women.
- Annual Fee: ₹599
- Reward Rate: 5X reward points on apparel and dining spends.
- Key Features: Complimentary lounge access, fuel surcharge waiver, milestone benefits.
Kotak Mahindra Bank Corporate Wealth Signature Credit Card
Designed for corporate and business use.
- Annual Fee: Decided by the bank.
- Reward Rate: 2X reward points on every ₹150 spent.
- Key Features: Complimentary lounge access, fuel surcharge waiver, concierge services.
Kotak Mahindra Bank Aqua Gold Credit Card
A secured credit card against fixed deposit.
- Annual Fee: Nil
- Reward Rate: 1 reward point on every ₹250 spent.
- Key Features: Up to 80% withdrawal limit on the term deposit amount, no income proof requirement.
Kotak Mahindra Bank Privy League Signature Credit Card
A premium lifestyle card.
- Annual Fee: ₹2,500
- Reward Rate: 5X reward points on every ₹150 spent.
- Key Features: Complimentary lounge access, golf privileges, premium concierge services.
Remember, each card comes with a unique set of benefits and features designed to meet various needs and lifestyles. Always compare the benefits, fees, and reward rates before making a decision. For the most updated information, please visit the official Kotak Mahindra Bank website.