Finding the right credit card is vital to effective financial management. HSBC India Credit Cards offer a broad range of benefits catering to different financial needs and lifestyles. This comprehensive guide provides an overview of various HSBC India Credit Cards, their benefits, fees, reward rate, and key features.

HSBC Visa Platinum Card

A perfect fit for individuals seeking rewards on all their spending.

  • Annual Fee: Nil
  • Reward Rate: Up to 2 reward points per ₹150 spent; 5X rewards on subsequent purchases after crossing spend amount of ₹4,00,000 up to a maximum of ₹10,00,000 in a year.
  • Key Features: Welcome benefits of up to ₹3,000, fuel surcharge waiver, and discounts on dining.

HSBC Smart Value Card

Ideal for those who desire rewards and savings on their daily spends.

  • Annual Fee: ₹499
  • Reward Rate: 3X rewards on online, dining and telecom categories.
  • Key Features: Joining perks, fuel surcharge waiver, and milestone benefits.

HSBC Advance Visa Platinum Card

Tailored for HSBC Advance account holders, offering premium rewards.

  • Annual Fee: Nil
  • Reward Rate: 2 Reward Points for every ₹150 spent; 3X rewards on online, dining and telecom categories.
  • Key Features: 15% off at partnered dining restaurants, fuel surcharge waiver, and access to global offers from Visa.

HSBC Premier MasterCard

Designed for HSBC Premier customers, offering luxurious benefits and privileges.

  • Annual Fee: Nil
  • Reward Rate: 2 Reward Points for every ₹100 spent; 5X rewards on subsequent purchases after crossing spend amount of ₹4,00,000 up to a maximum of ₹10,00,000 in a year.
  • Key Features: Travel benefits, complimentary golf lessons, and access to over 850 airport lounges at discounted rates.

HSBC Cashback Credit Card

Ideal for individuals who want cashback on all their purchases.

  • Annual Fee: ₹750
  • Cashback Rate: 1.5% cashback on all online spends (excluding transfer of funds to online wallets); 1% on all other spends.
  • Key Features: No cashback cap, zero lost card liability, and fuel surcharge waiver.

HSBC MakeMyTrip Credit Card

Tailored for frequent travellers, offering exclusive travel benefits.

  • Annual Fee: ₹3,499
  • Reward Rate: 5% cashback on MakeMyTrip bookings; 2X rewards on all other spends.
  • Key Features: Welcome benefits worth ₹7000 from MakeMyTrip, annual benefits worth up to ₹7,500.