Welcome to the comprehensive guide on the best Axis Bank Credit Cards, your one-stop resource to understand their unique features, benefits, fees, and reward rates. Axis Bank offers a variety of credit cards to suit different lifestyles and spending habits. This guide also answers the most frequently asked questions about Axis Bank Credit Cards.
Axis Bank My Zone Credit Card
Perfect for those seeking flexible rewards and cashback offers.
- Annual Fee: ₹500
- Reward Rate: 4-40 points on every ₹200 spent depending on the spend category.
- Key Features: 25% cashback on movie tickets, dining benefits, and conversion of purchases into EMIs.
Axis Bank Neo Credit Card
Designed for the value-conscious shopper, offering discounts and cashbacks.
- Annual Fee: ₹250
- Reward Rate: 2 points per ₹200 spent; 10% off on movies, online shopping, and dining.
- Key Features: Welcome gift vouchers, and fuel surcharge waiver.
Axis Bank Buzz Credit Card
Tailored for online shopping enthusiasts with benefits on Flipkart.
- Annual Fee: ₹750
- Reward Rate: Up to 6 points per ₹200 spent; Up to 10% instant discount on Flipkart.
- Key Features: Flipkart vouchers, milestone benefits, and fuel surcharge waiver.
Axis Bank Privilege Credit Card
A premium card offering travel and lifestyle benefits.
- Annual Fee: ₹1500
- Reward Rate: 10 points on every ₹200 spent domestically; 20 points on international spends.
- Key Features: Complimentary lounge access, travel vouchers, and dining benefits.
Axis Bank Vistara Credit Card
Created for frequent flyers, this card offers air travel benefits.
- Annual Fee: ₹1500
- Reward Rate: 2 points per ₹200 spent; earn Club Vistara points for every spend.
- Key Features: Complimentary Club Vistara Silver membership, 1 complimentary Vistara Economy ticket as a welcome gift, and complimentary lounge access.
Axis Bank Select Credit Card
Designed exclusively for Priority customers, it comes with premium benefits.
- Annual Fee: ₹3000
- Reward Rate: 10 points per ₹200 spent on domestic transactions; 20 points on international spends.
- Key Features: Complimentary Club Vistara Silver membership, 4 complimentary rounds of golf every month, and airport lounge access.
Axis Bank Magnus Credit Card
A super-premium card offering best-in-class travel and lifestyle privileges.
- Annual Fee: ₹10,000
- Reward Rate: 12 points per ₹200 spent; unlimited access to select golf courses in India.
- Key Features: Complimentary flight tickets, airport meet & greet service, and Club Vistara Gold membership.
Axis Bank Insta Easy Credit Card
A secured credit card against your Fixed Deposit with Axis Bank, offering high flexibility.
- Annual Fee: Nil
- Reward Rate: 6 points per ₹200 spent.
- Key Features: Flexible credit limit up to 80% of FD principal value, fuel surcharge waiver, and global emergency assistance.
Axis Bank Pride Platinum Credit Card
A patriotic-themed card offering dining and fuel benefits.
- Annual Fee: ₹250 (waived off on spending ₹20,000 in 4 months)
- Reward Rate: 4 points per ₹200 spent.
- Key Features: 15% off at partner dining restaurants, fuel surcharge waiver, and a personalized card with the colours of the Indian flag.
Axis Bank Signature Credit Card with Lifestyle Benefits
An ideal card for frequent shoppers, offering lifestyle and shopping benefits.
- Annual Fee: ₹1000 (waived off on spending ₹1,50,000 in a year)
- Reward Rate: 10 points on every ₹200 spent domestically; 20 points on international spends.
- Key Features: 1% fuel surcharge waiver, up to ₹200 off every month on movie tickets and dining benefits.
Axis Bank Reserve Credit Card
A super-premium credit card, offering exclusive lifestyle and travel benefits.
- Annual Fee: ₹30,000
- Reward Rate: 2X EDGE REWARD points on every ₹200 spent.
- Key Features: Complimentary Club Marriott membership, Golf Program membership, and unlimited free access to lounges at airports globally.
Axis Bank FreeCharge Credit Card
A card designed for the digital age, offering cashback on FreeCharge transactions.
- Annual Fee: ₹350
- Reward Rate: 4% cashback on FreeCharge transactions, 1.5% on other spends.
- Key Features: 20% off on F&B outlets, free domestic lounge access, and cashback on utility bill payments.
Please remember that the terms and conditions, reward rates, and annual fees associated with each credit card may vary. Be sure to check the latest updates on the Axis Bank official website.
Remember, the key to maximizing the benefits of your credit card is to use it responsibly. Always pay your bills on time to avoid unnecessary charges, and try not to spend beyond your means. Happy shopping!