Welcome to WalletWalk.in, your one-stop destination for comprehensive credit card guides. In this article, we will explore some of the best credit cards offered by American Express, a globally recognized financial services company known for its premium services. American Express, fondly known as Amex, offers a range of credit cards in India to cater to various lifestyle needs.
American Express Membership Rewards Credit Card
An excellent card for earning rewards on everyday spends.
- Annual Fee: ₹1,500 (waived off on annual spend of ₹1.5 Lakhs)
- Reward Rate: 1 membership reward point for every ₹50 spent.
- Key Features: Earn 1,000 Bonus Membership Rewards Points for using your Card 4 times on transactions of ₹1,000 and above.
American Express Platinum Reserve Credit Card
A premium lifestyle card offering luxury travel and lifestyle benefits.
- Annual Fee: ₹5,000
- Reward Rate: 1 membership reward point for every ₹50 spent.
- Key Features: Enjoy complimentary membership to Priority Pass, with the US$99 annual membership fee waived off.
American Express Platinum Travel Credit Card
Perfect for frequent travellers.
- Annual Fee: ₹3,500 (waived off on annual spend of ₹1.5 Lakhs)
- Reward Rate: 1 membership reward point for every ₹50 spent.
- Key Features: Enjoy 4 complimentary visits per year to 11 airport lounges across India.
American Express Gold Card
Ideal for those who enjoy exclusive experiences and offers.
- Annual Fee: ₹1,000 (waived off on annual spend of ₹1.5 Lakhs)
- Reward Rate: 1 membership reward point for every ₹50 spent.
- Key Features: Enjoy a welcome gift of 4,000 Membership Rewards Points.
American Express SmartEarn Credit Card
Perfect for young professionals and students.
- Annual Fee: ₹495
- Reward Rate: Earn 10X Membership Rewards Points at our Online and Offline Partners and 5X Membership Rewards Points on Amazon and Flipkart.
- Key Features: Earn 500 Membership Rewards points as Welcome Gift.
American Express Platinum Card
This card offers a plethora of luxury benefits and privileges.
- Annual Fee: Decided by the bank.
- Reward Rate: 1 Membership Reward point on every ₹40 spent.
- Key Features: Complimentary access to over 1,200 airport lounges globally, special privileges at Taj Hotels and Resorts.
American Express PAYBACK Credit Card
Perfect for earning PAYBACK reward points on all your spends.
- Annual Fee: ₹750 (waived off on annual spend of ₹1.5 Lakhs)
- Reward Rate: 3 PAYBACK points on every ₹100 spent except for spend on Fuel, Utilities, Insurance and Cash Transactions.
- Key Features: Earn 900 Bonus PAYBACK points on spending ₹15,000 within 60 days of Cardmembership.
American Express MakeMyTrip Credit Card
Ideal for frequent users of MakeMyTrip.
- Annual Fee: ₹1,500
- Reward Rate: Earn up to 5 PAYBACK points for every ₹100 spent on MakeMyTrip.
- Key Features: Enjoy a cashback of ₹200 on domestic flights booked through MakeMyTrip app.
American Express Platinum Corporate Card
Designed for business professionals, offering travel benefits and expense management features.
- Annual Fee: Decided by the bank.
- Reward Rate: Earn 1 Membership Rewards point for every ₹40 spent.
- Key Features: Premium travel benefits, expense management reports, and flexible payment options.
American Express Corporate Meeting Card
Perfect for managing meeting and event expenses.
- Annual Fee: Decided by the bank.
- Reward Rate: Not applicable as this is a charge card intended for short term expenses.
- Key Features: Consolidated statements for easy expense tracking, ability to separate personal and business expenses.